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Navigating the waters of real estate  |  (321) 961 -9414

FLORIDA TITLE INSURANCE FAQ

Answers before you close.

1

Do I need both an owner's and lender's policy?

A lender may require a lender's policy when financing. That policy protects the lender's interest. An owner's policy protects the owner's covered interest.

2

Is title insurance paid every year?

Generally, the title insurance premium is paid once when the policy is purchased rather than as an annual premium.

3

Does title insurance cover everything?

No. Policies contain exclusions, exceptions, conditions and other limitations. Review the commitment and policy carefully.

4

Can I choose my title company?

Selection can depend on the purchase contract, lender requirements and applicable law. Ask questions before closing arrangements are finalized.

Let's get you to the closing table.

Buying, selling, refinancing or handling a commercial transaction?  Start with a conversation.

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Clear Ocean Title, LLC

Florida title insurance and closing services designed around clarity, protection and a smooth transaction.

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(321) 961-9414

jim@clearoceantitle.com

Serving All of Florida

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